FTP stands for File Transfer Protocol and is used for sending files from a computer onto a server or another computer. Files can then be downloaded from the server onto another computer. This can be a handy way of transferring data, especially for large files.
FTP is often used to display information on websites.
FTP does however have negatives/risks. Passwords are an area of risk.
Extracted from Wikipedia :
"FTP has no encryption tools meaning all transmissions are in clear text; user names, passwords, FTP commands and transferred files can be read by anyone sniffing on the network. The common solution to this problem is to use either SFTP (SSH File Transfer Protocol), or FTPS (FTP over SSL), which adds SSL or TLS encryption to FTP as specified in RFC 421"
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